The accuracy of the information presented in credit bureau reports: research and comparative analysis

Simović, Vladimir (2015) The accuracy of the information presented in credit bureau reports: research and comparative analysis. Economic analysis, 48 (3-4). pp. 29-53. ISSN 1821-2573

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Abstract

This paper presents research results regarding information accuracy in the Serbian credit bureau reports and tries to identify the reasons which affect the accuracy of the information presented in credit bureau reports, in global terms. The research was conducted by interviewing respondents. Comparative analysis was used in order to formulate proposal of factors which determine information accuracy in the credit bureau reports. The results show that the materially significant errors in information presented in Serbian credit bureau reports make 0.5% of the sample. This implies that creditors in Serbia base their credit decisions on reliable information. The results of this study were compared to results of the studies conducted in USA and Germany in order to formulate proposal of factors which influence the information accuracy in the credit bureau reports. In order to improve information accuracy in credit bureau reports, in global terms, special attention should be paid to formulation of international standards of credit reporting and identification systems of natural persons and legal entities.

Item Type: Article
Additional Information: COBISS.ID=220026380
Uncontrolled Keywords: credit information exchange, information quality, decision support systems, information management
Subjects: H Social Sciences > H Social Sciences (General)
Depositing User: Jelena Banovic
Date Deposited: 15 Apr 2016 07:22
Last Modified: 02 Mar 2017 12:19
URI: http://ebooks.ien.bg.ac.rs/id/eprint/426

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