Simović, Vladimir and Vasković, Vojkan and Poznanović, Dušan (2011) Performance evaluation of the Serbian Credit Bureau model. African journal of business management, 5 (11). pp. 4594-4608. ISSN 1993-8233
|
Text
Performance evaluation of the Serbisa credit bureau model.pdf - Published Version Available under License Creative Commons Attribution Non-commercial No Derivatives. Download (512kB) | Preview |
Abstract
This paper discusses key functional characteristics of the Serbian Credit Bureau (SCB) model and analyses its performances using the methodology of International Finance Corporation, the member of World Bank group. The results show high level of SCB business performances which are preconditioned by its unique technological-organisational structure. These results point out the fact that creditors in Serbia base their credit decisions on the reliable and top-quality information which considerably lowers the risk, and consequently the interest rates on granted loans. The ultimate result is controlled expansion of credit activity with the maintenance of citizens and economy indebtedness at optimum level.
| Item Type: | Article |
|---|---|
| Additional Information: | COBISS.ID=1024510608 |
| Uncontrolled Keywords: | credit bureau performance evaluation, credit reports, loan placements, hit ratio, coverage ratio, complaint |
| Research Department: | Digital Economics |
| Depositing User: | Jelena Banovic |
| Date Deposited: | 24 Oct 2016 11:41 |
| Last Modified: | 12 May 2020 08:53 |
| URI: | http://ebooks.ien.bg.ac.rs/id/eprint/816 |
Actions (login required)
 |
View Item |
