Modelling of claim counts as a base for premium system determination

Simeunović, Ivana and Domazet, Ivana and Hanić, Hasan (2013) Modelling of claim counts as a base for premium system determination. TTEM. Tehnics tehnologies education management : yournal of society for development of teaching and business processes in new net environment in BiH, 8 (1). pp. 112-120. ISSN 1840-1503

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Abstract

The aim of this paper is the analysis of the problem of modelling of claim counts in insurance that implies the study of variations of their occurance through inding out the distribution which its the observed data most adequately. In that sense, the most important aspects in the process of choosing the probability of claim numbers have been studied on a chosen sample from a Serbian insurance company and it has been found that appropriate sample analysis that was based upon the study of the previous experience of the insured was one of the key elements from the point of view of determining adequate premium systems.

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